Scholarships and Funding Options for Studying in Germany

Germany is one of the most attractive destinations for international students—and not just because of its world-class universities and highly respected degrees. What sets Germany apart is the affordability of higher education, thanks to low or no tuition fees at public universities. However, students still need to plan for living costs such as accommodation, food, transportation, and health insurance.

At Naaz Study Abroad, we help you navigate every step of your journey—including how to fund your education. In this blog, we’ll walk you through the top scholarships, part-time work opportunities, and smart budgeting tips for students planning to study in Germany.

The DAAD is Germany’s largest funding organization supporting international students. Every year, thousands of students receive scholarships to pursue Master’s and PhD programs across a wide range of fields.

• Monthly stipend (typically €850–€1,200)
• Travel and research allowances
• Health insurance coverage

Naaz Tip : Start your DAAD application early. We assist with preparing strong applications, SOPs, and academic documentation.

If you’re planning to study in Germany through a European partner university, Erasmus+ offers great opportunities. It supports student exchanges and internships across EU countries.

• Monthly grant for living expenses
• Travel funding
• Access to internships and academic networks

Naaz Tip: Check with your home university or ask us—we’ll help you explore Erasmus+ partner opportunities in Germany.

Many German universities offer their own scholarships based on merit, academic performance, or research focus. These include:

• Tuition waivers
• Monthly stipends
• Research and project funding

Top universities offering internal scholarships include:

• RWTH Aachen University
• University of Heidelberg
• University of Stuttgart
• Technical University of Munich (TUM)

Naaz Tip : We guide you in identifying universities that match your profile and offer scholarship support.

Germany allows international students to work part-time alongside their studies, giving you financial flexibility and real-world experience.

• Work up to 120 full days or 240 half days per year
• Average wage: €10–€15/hour
• Common jobs: Research assistant, tutor, café or retail work, internships

Naaz Tip : Basic German language skills significantly increase your job opportunities. We help with language training and job application support.

• Accommodation : Choose shared flats (WGs) or university dorms to save on rent.
• Transport : Use your university’s semester ticket for free public transport.
• Food : Shop at budget supermarkets like Aldi, Lidl, or Penny.
• Healthcare : Choose affordable student health insurance plans.
• Track Spending : Use budgeting apps like Splitwise or Mint to manage daily expenses.

Naaz Tip : We help students calculate their expected living expenses before applying, so there are no surprises later.

Studying in Germany doesn’t have to be financially overwhelming. With a wide range of scholarships like DAAD and Erasmus+, plus university-specific awards and part-time work options, you can make your dream of studying in Germany both affordable and achievable.

At Naaz Study Abroad, we’re here to support you every step of the way—from choosing the right program and preparing documents to applying for scholarships and managing your finances.